Ramesh S Arunachalam wears many hats. He is an Engineer (REC Trichy, 1984/5) and MBA (Carlson School of Management, University of Minnesota, Minneapolis, USA, 1988) by training. In the last 25 years, he has been a columnist (with the Hindu Business Line and Moneylife), a filmmaker, an entrepreneur and also a development practitioner/strategic advisor working on issues pertaining to the financial sector regulation and supervision, financial inclusion, microfinance, livelihoods and MSMEs, ERP systems for microfinance, urban development, infrastructure financing, GIS for urban planning and e Governance.