German army circles during the days of William I., grandfather of the present ruler, has gone forever.
A direct outgrowth of the luxuriousness prevalent in the German army of to-day is two other evils which in their consequences on the morals of the officers can scarcely be overrated. They are epitomized by the two words "army usury" and "money marriages." To live beyond one's means leads to indebtedness. And there we have the simple genesis of the army usurer, so-called. He exists and thrives in every garrison in the empire, and the broad swath he mows within the ranks of the army testifies to his diligence and to his successful methods. It would be going too far to expatiate on this matter. Suffice it to say that the system by which the usurer brings hundreds, nay thousands, to disgrace and premature retirement from the army, usually involving the impoverishment of the officers' families, is wellnigh perfection in itself. Within his net are driven, at some time or other, the vast majority of the youn